Personal Finance
Advertiser Disclosure
Holly D. Johnson is a nationally recognized expert and award-winning insurance writer who covers life insurance, health insurance, and various other insurance-related topics for corporations and well-known magazines with millions of readers. Johnson also covers personal finance, credit, credit cards, and loyalty programs for a variety of publications including CNN Underscored, Bankrate, CreditCards.com and Forbes Advisor.
The author is also the founder of Club Thrifty and the co-author of "Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love." She and her husband Greg live in Central Indiana with their two daughters where they enjoy a debt-free lifestyle and travel up to 20 weeks of the year.
Articles by Holly Johnson
Costco Anywhere Visa Card by Citi Review 2024
The Costco Anywhere Visa® Card by Citi offers more rewards on gas, dining, eligible travel and Costco purchases. Learn how it compares to other cash back cards.
Citi Double Cash® Card Review 2024
With 2% cash back on everything and an excellent balance transfer offer, the Citi Double Cash® Card can be hard to beat.
Delta Skymiles Platinum American Express Card Review 2024
The Delta SkyMiles® Platinum American Express Card offers an acceptable rewards rate but comes up short on perks for its $250 annual fee. Learn more.
The 15/3 Credit Card Hack That Could Help Your Score—But Not How You Think It Will
The 15/3 credit card hack is a mostly made-up trick that has the potential to help your credit score. But it doesn’t work the way influencers say it will. Here’s what you need to know.
What Are the Most Popular Crypto Scams to Watch For in 2024
Crypto scams take on my forms, including phishing scams, giveaway scams and more. Find out which cryptocurrency scams are most prevalent.
12 Venmo Scams to Watch Out For
Venmo scams all have one thing in common—a third party who tries to trick you into sending money or revealing sensitive data.
Best Credit Cards to Build Credit in October 2024: 9 Top Options
The best credit cards for building credit come with easy approval requirements and other perks. These are the cards we recommend and why.
Best Roth IRA Accounts for October 2024
The best Roth IRA accounts come with low starting balance requirements, minimal fees (or no fees), and ample investment options and tools.
Blue Cash Preferred® Card from American Express Review 2024
The Blue Cash Preferred® Card from American Express offers outsized rewards at U.S. supermarkets and gas stations, and on select U.S. streaming services.
How Much Are American Airlines Miles Worth?
American Airlines miles are worth approximately 1.5¢ each on average, although you may get better or worse value depending on how you redeem them.
American Express Business Gold Card Review 2024
The American Express® Business Gold Card offers bonus rewards in two top spending categories per billing cycle and a very specific set of benefits. Find out where this card shines and reasons to consider alternatives.
Best Credit Card Sign-up Bonuses for October 2024
The best credit card sign-up bonuses can be worth $1,000 or more. Find out which cards offer them and how to qualify.
Best Credit Cards for October 2024
The best credit cards offer superior rewards and perks with reasonable fees or no fees at all. Find out which cards we recommend in 2024 and why.
Citi ThankYou Rewards Program Guide 2024
The Citi ThankYou program offers the potential for exceptional rewards value if you transfer points to partners.
Are Credit Cards with Annual Fees Worth It?
Paying a credit card's annual fee can be worth it if you love earning rewards and accessing exclusive benefits.
Best Small Business Credit Cards for October 2024
The best small-business credit cards offer rewards and other important perks. Find out how they stack up and compare.
Should You Use Your Credit Card Before It Arrives in the Mail?
Some credit cards can be used before they arrive in the mail. Find out which cards offer this option and how the process works.
How to Open a Bank Account as a Non U.S. Citizen: Requirements and Documentation
Non-citizens absolutely have the right to open an account with a U.S. financial institution. Here’s the documentation you need to have—and the procedure to follow—to get one.
What Is the Ideal Percentage of Income for Mortgage Payments?
The percentage of your income that should go to a mortgage depends on your other debts and your comfort level. Find out the common rules of thumb and when they apply.
How to Transfer a Credit Card Balance (The Right Way)
The steps required to transfer a balance are easy to follow, and they can all be completed online or over the phone.
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