Personal Finance
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Rebecca Lake is a Certified Educator in Personal Finance (CEPF), freelance writer, and blogger whose mission is helping others learn how to master their money. Her writing has been featured on Forbes Advisor, Investopedia, SoFi, and SmartAsset. She's also the founder of Boss Single Mama, a personal finance website for moms who want to become financially savvy.
Articles by Rebecca Lake
Are CDs Worth It?
Certificates of deposit (CDs) can offer competitive rates to savers, but it's important to compare options from different banks to find the right one.
Debt Settlement: A Comprehensive Guide
Debt settlement allows you to pay off debt for less than what is owed. Learn how it works to help decide if it's right for you.
Debt Consolidation: How It Works, Pros and Cons, Types
Debt consolidation allows you to combine multiple debts into one, with a single monthly payment. Learn how consolidating debt works.
Debt Relief: How Does It Work, When Should You Opt for It?
Debt relief can help you pay off what you owe while potentially providing some protection against collection efforts. Learn what options you have.
Best Debt Management Companies of 2024
Working with a debt management company can help you get your finances under control. Find out which companies have the best rating.
How to Get a Car Loan: Take These 4 Steps
Considering a car loan to buy your next vehicle? Learn how to get a car loan and what to expect when you apply.
What's The Best Savings Account for Kids? October 2024
Banks and credit unions offer savings accounts for kids and teens to help them reach their financial goals. Learn which kids' savings accounts rate the best.
11 Best 1-Year CD Rates in October 2024: Up to 5.35%
Certificate of deposit (CD) accounts can help you save for short- or long-term goals. Here are the best one-year CDs to grow your money.
Best CD Rates in October 2024
Comparing the best CD rates at banks and credit unions can help you find the right savings option for your needs and goals.
How Much Cash to Keep in Your Checking Account (vs. Savings)
Checking and savings accounts can help you reach different goals. It's important to know how much money you should keep in each one.
Quick Loans: Where Can You Borrow Money Immediately?
When you need money quickly, fast personal loans can help you get cash in your bank account as soon as the next business day.
Best Bank Accounts for Kids (Checking and Savings) in October 2024
The best bank accounts for kids include checking and savings accounts from online banks, neobanks, and traditional banks.
What Is the Average APR for a Car Loan?
Comparing the average APR for car loans can help you find the best financing option when you're ready to buy. Learn more.
Sezzle Buy Now, Pay Later Review 2024
Sezzle lets you pay over time and build credit with purchases. Find out how Sezzle compares to other buy now, pay later apps in this full review.
How to Make A Budget in 6 Simple Steps
Making a budget itself is a simple process—at least the information-gathering part. Follow these steps.
Can I Transfer Money From a Credit Card to a Bank Account?
Cash advances and balance transfers allow you to move money from your credit card to a bank account. Learn how credit card money transfers work.
How Long Do Late Payments Stay on a Credit Report?
Late credit card payments can cause your credit scores to drop. Learn how long they stay on your credit report and whether you can ever get them removed sooner.
What Is a Delinquency on a Credit Report?
Credit report delinquencies can cost you credit score points, but it's possible to avoid them if you pay bills on time.
8 Ways to Build Credit
Good credit can make it easier to qualify for loans, so it helps to know how to build credit if you're starting from scratch.
What Is a Line of Credit and How Does It Work?
A line of credit allows you to borrow money as needed and pay it back with interest.
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