Sarah Hostetler is a freelance writer and has been featured on Million Mile Secrets and The Points Guy. She covers topics on points and miles, credit cards, airlines, hotels, and general travel.
The type of Visa credit card you have is meaningful. The higher the tier, the more valuable your benefits might be, such as travel insurance, discounts, and purchase protection.
Endeavor to keep your credit utilization below 30%. That’s the key to harnessing the “amounts owed” component of your credit score and keeping your credit healthy.
A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.
Don’t feel like you must plan the same Caribbean spring break trip as everyone else. Plenty of destinations have just as much beauty and adventure, but without overtourism.
If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.
Defaulting on a credit card is one of the worst things you can do for your credit. Here’s how to avoid it—and what to do if you’re already experiencing default.
Credit card skimmers come in all shapes. Sometimes they’re false keypads or card slot attachments. With a bit of diligence, you can avoid them nearly every time.
The Southwest Plus Card is good for those that fly Southwest once or twice per year—and it can fast-track you to one of the undisputed best deals in travel.
Signing the back of your credit card was once helpful to prevent fraud, but that’s not the case not anymore. However, merchants can decline your card if it’s not signed.