Personal Finance
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 Stephanie Colestock

Stephanie Colestock

Stephanie Colestock, CFEI®, is a freelance writer with over a decade of experience in personal finance. You'll see her work on publications such as Fortune, MSN, Forbes, USA Today, Fox Business, Yahoo! Finance, and more. Stephanie's areas of expertise include loans, insurance, real estate, retirement, and credit/debt. She has a degree from Baylor University and is currently working toward her CFP ® certification. To contact Stephanie or learn more about her work, you can visit her website, stephaniecolestock.com or reach her on Twitter at @stephcolestock.

Articles by Stephanie Colestock

auto loan rates

Best Auto Loan Rates & Lenders for October 2024

Here is our guide to finding the best auto loan rates and lenders, whether you’re looking to buy a new or used car, refinance an existing auto loan, or buy out a lease.

bad credit auto loans

Bad Credit Auto Loans for October 2024

You may think that if you have bad credit, you can’t get a car loan. The good news is that you can, though the loan parameters may not be as advantageous as those for someone with good credit. Here are some places to look.

How Long Does It Take to Get a Personal Loan

How Long Does It Take to Get a Personal Loan

Personal loans can get you the funds you need for emergency expenses or big bills. Here’s how long it takes to get a personal loan and what you’ll need along the way.

Best Secured Personal Loans

Best Secured Personal Loans in October 2024

Some personal loans are backed by collateral, like savings or a car title. Here are some of the best secured personal loans and why you might consider one.

Best HELOC Rates

Best HELOC Rates in October 2024

Variable interest rates are common on HELOCs, but may be locked in at certain intervals. Here’s what to look for and where to find the best HELOC rates today.

amazon prime card review

Amazon Prime Visa Review 2024

Is the Amazon Prime Visa card worth getting? Our review can help you decide.

best business savings accounts

Best Business Savings Accounts in October 2024

Business savings accounts can help you manage your company’s money and earn interest on the balance. Here’s a look at the best business savings accounts.

Best Joint Personal Loans

Best Joint Personal Loans in October 2024

Joint loans are loans taken out with a co-borrower. The best joint personal loans offer a range of terms and limits and can be used for a number of purposes.

 Emergency Loans

Best Emergency Loans for Bad Credit in October 2024

Here’s where to look if you suddenly need money and what it takes to get the cash.

Best Low-Interest Personal Loans

Best Low-Interest Personal Loans for October 2024

Low-interest personal loans let you borrow money for needed expenses at a lower cost, since you’ll save on interest. Here are our picks for the best low-interest personal loans and what each lender offers.

Best Installment Loans

Best Installment Loans for October 2024

If you’re looking for a secured personal loan, an unsecured debt consolidation loan, or something in between, check out our top picks for the best installment loans.

Best peer-to-peer personal loans

Best Peer-to-Peer Personal Loans in October 2024

If you need a loan and want an alternative to traditional banks, the peer-to-peer marketplace might be for you. Here’s what to know.

best reverse mortgage companies

7 Best Reverse Mortgage Companies for October 2024

A reverse mortgage allows you to tap into your home equity in retirement, but there are caveats. Here are the best reverse mortgage companies and what they offer.

discover it cash back credit card

Discover It Cash Back Review 2024

The Discover It Cash Back is a no-annual-fee credit card offering rewards on everything you buy. Here’s what to expect and how to decide if it’s right for you

savings vs checking accounts

Main Differences Between Checking and Savings Accounts

What is a checking account and how does it differ from a savings account? Here’s a look at what each account offers and how to choose the one you need.

United Explorer vs Capital One Venture

United Explorer vs. Capital One Venture: Travel Rewards Cards Earning Miles on Every Purchase

Thinking about applying for a new travel rewards credit card? We compare the United Explorer and Capital One Venture cards. Learn more.

Conventional Loan

Conventional Loan: What You Need to Know to Qualify

Conventional loans are the most common type of mortgage. Here’s a look at how they work and what you need to qualify for one.

emergency fund

Emergency Fund: Definition, Importance & How to Start One

Here’s how to build an emergency fund—and how much to have in it—to keep you from needing to resort to a loan or credit card.

How To Open A Bank Account Online

How To Open A Bank Account Online: 6 Easy Steps

If you’re looking to get a new checking or savings account, you don’t need to leave home. Check out our guide explaining how to open a bank account online.

what is HELOC

What Is a Home Equity Line of Credit

A home equity line of credit (HELOC) offers revolving and on-demand access to cash that’s tied to your home’s existing equity. Here’s how it works.

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