Personal Finance
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 Stephanie Colestock

Stephanie Colestock

Stephanie Colestock, CFEI®, is a freelance writer with over a decade of experience in personal finance. You'll see her work on publications such as Fortune, MSN, Forbes, USA Today, Fox Business, Yahoo! Finance, and more. Stephanie's areas of expertise include loans, insurance, real estate, retirement, and credit/debt. She has a degree from Baylor University and is currently working toward her CFP ® certification. To contact Stephanie or learn more about her work, you can visit her website, stephaniecolestock.com or reach her on Twitter at @stephcolestock.

Articles by Stephanie Colestock

Chase Sapphire Preferred Review

Chase Sapphire Preferred Review 2024

The Chase Sapphire Preferred credit card features a low annual fee, consumer protection, and some great rewards and perks.

When Should You Refinance Your Car Loan?

Should You Refinance Your Car Loan?

Refinancing an auto loan can save you money and reduce your monthly car payment. Here’s a look at when to refinance and how.

What is a short term loan

Short Term Loan: What It Is, Types, Pros and Cons

A short-term loan may be all you need to get past an immediate financial hurdle—but be careful. Here’s what you should know about your options, the risks, and how they work.

chase vs wells fargo

Chase vs. Wells Fargo: Which Bank Is Better for You?

Chase and Wells Fargo are both national banks. We’ll walk you through the differences in fees, tech, services, and security so you can choose the one that’s right for you.

Discover it Miles

Discover it Miles Review 2024

Looking for a simple travel credit card with straightforward rewards? Check out our Discover it Miles review to learn about this no-annual-fee card and what it offers.

best credit consolidation loans

Best Credit Card Consolidation Loans for October 2024

Struggling to manage your credit card debt? Looking for more flexible repayment terms? Here are the best credit card consolidation loans we could find.

2 people talk about a house offer

Can You Back Out Of A House Offer?

A home purchase contract is legally binding, but you may still be able to back out of a house offer if certain situations occur.

empower review

Empower Review 2024: Pros, Cons, Who Is It For

Formerly Personal Capital, Empower is an investment platform with free financial tools and customizable advisory services. Check out our Empower review to learn more.

disney premier visa

Disney Premier Visa Review 2024

The Disney Premier Visa Card is designed for Disney fans and diehard Mouseketeers alike. Read our Disney Premier Visa review to learn about the benefits and features.

bounced check

Bounced Check: What Is It? How Long Does It Take to Bounce?

What is a bounced check? Read our guide to learn what a bounced check is, how much it will cost you, and what it means for your credit score.

What Is a Cashier's Check

Cashier's Check? Cost, Uses, Alternatives

Cashier’s checks are often accepted for transactions, even when personal checks aren’t allowed. Here’s a look at what cashier’s checks are and how they work.

Credit Unions vs. Banks

Credit Unions vs. Banks: Key Differences and How to Choose the Right One for You

Credit unions and banks are similar institutions offering a range of financial services. The right one for you depends on your needs, location, and eligibility.

how to cash a check

How to Cash a Check

Whether you receive a personal, government, or payroll check, there are a few ways to go about cashing it. Here’s a look at how to cash a check and avoid fees.

Best Money Transfer & Payment Apps

Best Money Transfer & Payment Apps for October 2024

The top money transfer and payment apps make it easy to send money to friends and family—or pay merchants for goods and services in your country and abroad.

home appraisal

Home Appraisal: What Is It, How It Works, Types

When buying or refinancing, a home appraisal report is often required by lenders prior to closing. Here’s a look at what home appraisals are and how they work.

best mortgage lenders

Best Mortgage Lenders for 2024

Mortgage loans typically have repayment terms that last decades, so it’s important to choose the right lender from the start. Our list of the best mortgage lenders can help you narrow down the choices.

personal loans requirements

What Documents Are Required for a Personal Loan?

Need to borrow money for a project or big expense? Here are the documents required for personal loans and how to make the process as efficient as possible.

discover it student cash back

Discover it Student Cash Back Review 2024

Looking for a no-fee student cash back credit card? Check out our Discover it Student Cash Back Review to find out what this card offers.

online mortgage lenders

Best Online Mortgage Lenders for 2024

Many of the best mortgage lenders offer an entirely online application and origination process. Here’s how to get an online mortgage and which lenders to consider.

What Is a Car Insurance Deductible

What Is a Car Insurance Deductible?

A car insurance deductible is the amount of money you are required to pay when you file an insurance claim. How much it is will vary depending on the size of your insurance premiums.

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