Personal Finance
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What Is a Good Credit Score?
A credit score of 670 and up is usually considered good. If yours is lacking, there are several ways you can work on improving it.
What Is A Fair Credit Score
A fair credit score isn’t sufficient to thrive in the world of credit. Let’s look at what you can expect with such a score as well as some ways to increase it.
What Are the Three Credit Bureaus?
Hope to buy a home or apply for a credit card? It’s crucial to know how credit bureaus work and the role you play in making sure your credit reports are accurate.
VantageScore vs. FICO
VantageScore and FICO are the two major credit scoring models in use today, yet these companies do things slightly differently.
How to Get a Credit Report
Checking your credit reports regularly can help you stay on top of score changes. Learn how to get a credit report online.
How to Dispute a Credit Card Charge in 5 Steps
Disputing a credit card charge helps you avoid paying for unexpected charges. Learn how to dispute a charge and what to do if your request is denied.
What Is the FICO Score 8?
FICO Score 8 is one of the most widely used FICO scores, along with FICO Score 9. Find out how this type of score works and why it matters.
Does Refinancing Hurt Your Credit Score
Refinancing a loan can hurt your credit in the short term, but the temporary damage can be worth the trouble.
Do Medical Bills Affect Your Credit?
Unpaid medical bills have the potential to affect your credit. Because of this, it is important to know your rights and to handle them correctly.
When’s a Good Time to Request a Credit Limit Increase?
If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.
The Most Common Types of Credit and How They Impact Your Credit Score
Knowing about the different types of credit can help you understand your loan options and potentially even improve your credit score. Learn more about the various credit types.
What Happens When Medical Bills Go to Collection?
When an unpaid medical bill goes to a collection agency, it could cause your credit score to drop. Fortunately, there are steps you can take to bring it back up and consumer-friendly laws to help you return to firmer fiscal ground.
Bad Credit: Definition, Impact and How To Improve
A bad credit score isn’t the end of the world. With the right plan and solid determination, you can repair your credit score in around a year.
How to Dispute a Credit Report
Disputing credit report errors could help to add points to your credit score. Learn how to initiate—and pursue—a dispute.
What Is a Soft Inquiry? All You Need To Know
A soft inquiry is a credit check (performed by you or someone else) that doesn’t affect your credit score.
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