Personal Finance
Advertiser Disclosure
What Are I Bonds? All You Need To Know
Learn how to benefit from high inflation with Series I Bonds, including tax benefits, annual purchase limits, and ways to avoid penalties.
Do You Need a Financial Advisor?
When you’re evaluating your finances, you might need an expert to guide you through the process. Here are eight reasons why you should consider hiring a financial advisor.
Should You Reinvest Dividends? A Practical Guide
Cash dividends provide immediate income, while dividend reinvestment lets you take advantage of the power of compounding. Learn the pros and cons of dividend reinvestment and DRIPs.
UTMA Account vs. UGMA Account vs. 529 Plan: Key Differences
UTMA accounts, UGMA accounts, and 529 plans are all designed to save for a child’s educational expenses—though the first two are custodial accounts that can be used for more than education. The best option depends on what you are trying to accomplish.
What Is an UGMA Account and How Does It Work?
An UGMA account is a custodial account that is established for a minor beneficiary and funded by parents or others. All money in the account must be used for the benefit of the minor beneficiary.
UTMA vs. UGMA: Which Investing Account for Minors to Choose?
UTMA and UGMA accounts are custodial accounts that are used to save for the benefit of a minor beneficiary. The acronyms hail from the state laws that put these accounts in place - Uniform Transfer to Minors Act and Uniform Gifts to Minors Act. Learn how to use them.
Custodial Roth IRA: What Is It And Where To Open One
What is a custodial Roth IRA and how does it work? Here’s everything you need to know about this retirement investment tool for children.
What Is A Bull Market? Definition, Characteristics and Tips on How to Invest.
A bull market occurs when securities are on the rise and increasing in value. Learn how to invest during a bull market in this article.
Pension vs. 401(k): Key Differences
They both provide retirement income—but you fund your 401(k)—maybe with an employer match—and your employer funds your pension. Here's how they work.
A Timeline of the Biggest Stock Market Crashes in U.S. History
As bad as the current stock market downturn feels, it’s hardly one of the biggest market crashes in U.S. history. There are strategies to survive and thrive in whatever happens with the market.
CDs vs. IRAs: Key Differences and How Do They Compare?
Certificates of deposit (CDs) and Individual Retirement Accounts (IRAs) are commonly used for saving and investing. Learn how these two ways to build assets compare.
The 7 Best Robo-Advisors of October 2024
Robo-advisor investment portfolios vary more than you might expect. Here are our latest recommendations for the best robo-advisors.
Best Investment Options for Kids
Choosing the best investments for kids can be challenging. Here are four options to help get you started.
5 Best Peer-to-Peer Lending Platforms for Investors
Peer-to-peer lending platforms connect individual investors with people and businesses needing money. Here’s how they work.
What Is the Rule of 55 And How Does It Work?
You may have wondered whether it’s possible to withdraw money from your 401(k) without a penalty before age 59 1/2. You can if the rule of 55 applies to you. Here’s how.
Guide to Annuities: Definition, Types, Pros & Cons
An annuity is a contract between an insurance provider and an investor that can help you save for retirement and supplement your 401(k) or IRA disbursements.
What Is a Certified Financial Planner (CFP) and Do You Need One?
Here’s what it means to be a certified financial planner (CFP), how they help clients, whom they’re right for, and more.
What Are Dividend Stocks, How They Work And How To Invest In Them
Dividend stocks are companies that make regular payouts to their shareholders. But not all dividend-paying stocks are worth investing in.
The rule of 72: What is it and how does it work?
Internal Revenue Code Section 72(t) allows you to take early withdrawals from your retirement account without paying a penalty by using a substantially equal periodic payments (SEPP) plan. Here’s what you need to know.
6 Proven Strategies To Invest In Real Estate in 2024
Real estate can be a lucrative investment, whether you invest directly in properties or indirectly through REITs, REIGs, and crowdfunding. Here are six ways to invest in real estate.
1.3331.0+2.5.0