Personal Finance
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Payday Loans: How Do They Work & What Do You Risk
Payday loans are short-term, high interest loans that provoke concerns over debt cycles. They are an expensive and dangerous way to borrow money.
How to Sell a Car When You Still Have a Loan
Selling a car with a loan? Learn how to navigate the process, including paying off your car and transferring the title to the new owner.
What are Construction to Permanent Loans?
Are you planning to build a new home? Construction-to-permanent loans might be the best way to finance the project. Here’s everything you need to know.
Co-Borrower vs. Co-Signer: What's the Difference?
If you have less than perfect credit, you may have a greater chance of being approved for a loan if you opt for a co-borrower or co-signer. Read on to learn the difference and which is right for you.
How to Get a Business Loan in 5 Steps
A business loan can help you start or maintain a business. There are several types of business loans to choose from, and each has different requirements.
Best VA Loans for October 2024
VA loans can help U.S. service members, veterans, and surviving spouses realize their dream of homeownership with $0 down. Learn more.
What Are Secured Loans and How Do They Work?
Secured loans are backed by collateral, so be certain you can pay back your loan, or your lender can claim your collateral if you default.
How to Get a Personal Loan in 5 Steps
If you’re considering a personal loan, understanding what to expect from the application process is helpful. Here’s what the process is like.
How to Trade in Your Car: Get the Most Value for Your Vehicle
Trading in a car could reduce what you pay toward the purchase of a new one. Learn how to trade in your car to get the most value.
Debt Management Guide: Good Debt vs. Bad Debt
Being in debt is not always a bad thing. Some debt can have a place in your credit profile.
When to Refinance Student Loans
In most cases, borrowers lose out on flexible payback programs from the federal government when they refinance their student loans. But, in the case of private student loans, refinancing can help to lower your interest rates.
401(k) Loans vs. Personal Loans: What to Know Before You Borrow
What’s the difference between a 401(k) loan and a personal loan? Both have risks and benefits. Here’s how to tell which will work best for you.
FAFSA 2024 Requirements: Who Qualifies
Discover the FAFSA requirements for 2024-2025, including eligibility and financial guidelines, essential documents, and tips on avoiding common mistakes.
How to Get a Personal Loan Without a Credit Check
A credit check is usually standard when applying for personal loans, but there are some lenders that don't require them.
How to Lower Your Car Payment: 8 Proven Strategies
If your budget is strained, you might need to lower your car payment. Here are some of the best ways to do it.
Peer-To-Peer Lending: What It Is, How It Works, And How to Invest In It
Peer-to-peer (P2P) lending is an alternative to traditional personal loans. They are often easier to qualify for and offer faster funding than bank loans.
Subsidized vs. Unsubsidized Student Loans: Which is Best for You?
If you qualify for subsidized student loans, take advantage of them. The government will pay your interest while you're in school and during deferments.
How to Find A Real Estate Agent (For Buyers and Sellers)
Choosing a real estate agent can be a stressful process, but by following a few easy steps you can find the best agent to help you buy or sell a home.
What Is an Installment Loan?
Installment loans provide borrowers with a lump sum and then a borrower pays back the loan in fixed, scheduled installments. Learn more.
What Documents Are Required for a Personal Loan?
Need to borrow money for a project or big expense? Here are the documents required for personal loans and how to make the process as efficient as possible.
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