Personal Finance
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credit report

How to Get a Credit Report

Checking your credit reports regularly can help you stay on top of score changes. Learn how to get a credit report online.

How to Dispute a Credit Card Charge

How to Dispute a Credit Card Charge in 5 Steps

Disputing a credit card charge helps you avoid paying for unexpected charges. Learn how to dispute a charge and what to do if your request is denied.

fico score 8

What Is the FICO Score 8?

FICO Score 8 is one of the most widely used FICO scores, along with FICO Score 9. Find out how this type of score works and why it matters.

does refinancing hurt your credit score

Does Refinancing Hurt Your Credit Score

Refinancing a loan can hurt your credit in the short term, but the temporary damage can be worth the trouble.

Best Spring Break Destinations

Best Spring Break Destinations for 2024

Don’t feel like you must plan the same Caribbean spring break trip as everyone else. Plenty of destinations have just as much beauty and adventure, but without overtourism.

do medical bills affect your credit

Do Medical Bills Affect Your Credit?

Unpaid medical bills have the potential to affect your credit. Because of this, it is important to know your rights and to handle them correctly.

when can i increase my credit limit

When’s a Good Time to Request a Credit Limit Increase?

If you’ve got a good relationship with your bank due to on-time payments and routinely low credit card balances, you’re justified in asking for a credit line increase.

 Types of Credit

The Most Common Types of Credit and How They Impact Your Credit Score

Knowing about the different types of credit can help you understand your loan options and potentially even improve your credit score. Learn more about the various credit types.

medical bills overdue

What Happens When Medical Bills Go to Collection?

When an unpaid medical bill goes to a collection agency, it could cause your credit score to drop. Fortunately, there are steps you can take to bring it back up and consumer-friendly laws to help you return to firmer fiscal ground.

13 Personal Finance Newsletters to Subscribe to in 2024

Increase your financial literacy by subscribing to personal finance newsletters that speak to your specific needs.

digital wallet

What Is a Digital Wallet and How Does It Work?

Digital wallets offer convenient payments online or from your mobile device. Read on to learn about different types of wallets and how they work.

bad credit

Bad Credit: Definition, Impact and How To Improve

A bad credit score isn’t the end of the world. With the right plan and solid determination, you can repair your credit score in around a year.

tax deductions

What Is the Standard Tax Deduction

Taking the standard deduction is easy when you’re filing your taxes, but is it the right option for your situation? Take a look at how much it is for 2023.

credit report dispute

How to Dispute a Credit Report

Disputing credit report errors could help to add points to your credit score. Learn how to initiate—and pursue—a dispute.

soft inquiry

What Is a Soft Inquiry? All You Need To Know

A soft inquiry is a credit check (performed by you or someone else) that doesn’t affect your credit score.

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