Personal Finance
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Mortgages

How Much Money Do You Need to Buy a House

How Much Money Do You Need to Buy a House?

There’s more to think about than just a mortgage payment, including a down payment, closing costs, prepaids, moving expenses, and ongoing homeownership. Here’s what to know.

When to Refinance a Mortgage

When to Refinance a Mortgage: Find the Best Time Today

Refinancing a mortgage can help you reach your financial goals, but make sure you weigh the pros and cons.

How Long Does It Take to Buy a House?

How Long Does It Take to Buy a House?

The average time to close on a house is about six weeks, but your financial situation and the local real estate market can affect your timeline. Here’s what to know.

Loan-to-Value Ratio

What Is a Loan-to-Value Ratio and How Does It Work?

Your loan-to-value (LTV) ratio can play a big part in getting a mortgage. Our guide will help you understand the LTV you need when applying for different mortgages

mortgage refinance

How Soon Can You Refinance a Mortgage?

How long do you have to wait before you can refinance your mortgage? This guide will walk you through everything you need to know.

buy a house no money down

4 Different Ways to Buy a House With No Money Down

Saving a down payment can feel like a roadblock to homeownership. If you don't have a down payment—or don't want to wait until you do—you can buy a house with no money down. Here's how.

What Is a Lien and How Does It Work?

Explore how liens work, different types, and implications for property owners. Learn how to remove a lien and sell or refinance properties affected by liens.

Best Mortgage Lenders for First-time Buyers

Best Mortgage Lenders for First-time Buyers for October 2024

When purchasing your first home, it's imperative to find the lender who can deliver the best mortgage for your financial situation.

best reverse mortgage companies

7 Best Reverse Mortgage Companies for October 2024

A reverse mortgage allows you to tap into your home equity in retirement, but there are caveats. Here are the best reverse mortgage companies and what they offer.

Best Mortgage Refinance Rates

Best Mortgage Refinance Rates for October 2024

Our comprehensive guide will show you what to do to get the best mortgage refinance rate right now.

cash to close

Cash to Close: Definition, Calculation & How to Prepare Early

Do you know what you need to pay when you close on a home? Read on to learn exactly what cash to close is and to estimate how much you’ll need when buying a house.

how to refinance mortgage

A Complete Guide to Refinancing Your Mortgage

Are you considering refinancing your mortgage? We cover everything you need to know in our comprehensive guide.

Pay mortgage with credit card

Is It Possible to Pay Your Mortgage With a Credit Card?

You might be able to pay your mortgage with a credit card, but it may not be easy or affordable. Find out when it makes sense.

What Is A Bridge Loan

What Is a Bridge Loan? A Complete Guide to Bridge Financing

Are you considering a bridge loan? We’ll walk you through how they work, the things you need to consider, and whether or not you might qualify.

how to get a mortgage

A Complete Guide to Getting a Mortgage

Are you looking to buy a home and need help navigating the world of mortgages? This guide covers everything from types of loans to tips for getting approved.

What Is a Reverse Mortgage

What Is a Reverse Mortgage and Is One Right for You?

A reverse mortgage could help you cover your monthly expenses if you have limited retirement funds, but it has pros and cons. Learn more.

How to Buy A House in 2023: An Essential Guide

How to Go About Buying a House Step by Step

Want to know how to buy a house in 2023? Learn more about purchasing a home in a transitioning real estate market.

percentage sign next to a model home, in the background man signing on a mortgage

What Is the Ideal Percentage of Income for Mortgage Payments?

The percentage of your income that should go to a mortgage depends on your other debts and your comfort level. Find out the common rules of thumb and when they apply.

Rent or Buy

Renting vs. Buying: Which Is the Best Choice for You?

While homeownership allows to build equity, renting offers freedom and flexibility. Want to learn more about the pros and cons of renting versus buying? Learn more.

mortgage lender

Shopping for a Mortgage? How to Choose a Mortgage Lender to Suit Your Needs

Finding the best mortgage lender doesn’t have to be difficult. Use these tips to find the best mortgage lender for your unique lending needs.

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